Making the Move to Costa Rica

Making the Move to Costa Rica

Making the Move to Costa Rica

Moving to Costa Rica: What You Need to Know Before Making the Leap

The Pura Vida Lifestyle

Perhaps the biggest draw is Costa Rica’s culture and philosophy of “Pura Vida”—a phrase that means “pure life” but embodies positivity, gratitude, and simplicity. It’s more than just a saying—it’s a way of life that encourages slowing down, enjoying the moment, and appreciating nature and community.  While real estate in Costa Rica has long been sought after by foreigners, more recently, we are seeing an increasing number of people specifically looking to make a more permanent move to Costa Rica.  

Moving to Costa Rica isn’t just a change of address—it’s a lifestyle transformation. With careful planning, realistic expectations, and an open mind, you’ll find yourself embraced by a welcoming community, surrounded by natural beauty, and living a life many only dream about.

Why Costa Rica?

Costa Rica consistently ranks among the top destinations for expats—and for good reason:

  • Quality of Life – A relaxed pace, strong community ties, and access to world-class beaches, rainforests, and mountains.

  • Healthcare – Both public and private healthcare are affordable and highly rated. Many expats find private healthcare significantly cheaper than in North America.

  • Safety and Stability – Costa Rica has no standing army and is considered one of the most politically stable countries in Latin America.

  • Connectivity – With international airports, reliable internet in most areas, and proximity to the U.S. and Canada, it’s easy to stay connected.

Residency Options

If you plan to stay long-term, residency is key. Popular options include:

  • Pensionado Program – For retirees with a guaranteed income (minimum $1,000/month).

  • Rentista Program – For those with proof of at least $2,500/month income or a $60,000 deposit in a Costa Rican bank.

  • Investor Residency – Requires a minimum investment of $150,000 in property, business, or approved projects.

  • Digital Nomad Visa – A newer option that allows remote workers to live in Costa Rica for up to 2 years.

Things to Keep in Mind

  1. Language – Spanish is the official language. While English is spoken in many expat hubs, learning Spanish will enrich your experience.

  2. Weather – Two seasons: dry (December–April) and rainy (May–November). Depending on the region, rain can be light and refreshing—or heavy and daily.

  3. Bureaucracy – Processes like residency, banking, and driving licenses can be slower than you may be used to. Patience is essential.

  4. Healthcare Insurance – Expats with residency are required to join the national health system (Caja), but many also keep private insurance for quicker access.

Seriously Thinking About Making the Move?  Where Should You Start?

Do not try to go about this alone.  There are plenty of resources online but we think taking an old school approach of talking to real live people and accepting a little hand holding is the best path.  Take your time to talk to and find people you can trust and start to lean on them for advice and guidance.  The first steps is spending more time in the country and learning where you want to live.  Costa Rica features many different climate zones and vibes.  Some areas might be ideal for a short vacation but not so much for a 6 month of full-time stay.  Making a move full time requires a bit more planning.  Our team in Jaco takes pride in taking the time to consult and guide those looking to make the move all while providing invaluable resources to ensure a smooth transition. 

Dreaming of trading in the daily grind for a slower pace of life, ocean breezes, and year-round warm weather? Moving to Costa Rica has become an increasingly popular choice for expats from around the world who are drawn to the country’s natural beauty, stable democracy, and “Pura Vida” lifestyle. Whether you’re looking for a permanent relocation, a retirement destination, or a place to work remotely, Costa Rica offers a unique blend of comfort, adventure, and opportunity.  If you would like more guidance with making the move to Costa Rica feel free to reach out to our team to assist.


Written by David Karr, Owner/Broker of Coldwell Banker Central Pacific Properties 

David has been living in Costa Rica since 2005, where he resides full-time in Jaco Beach. Since then, he has been consulting and guiding people with real estate and living in Costa Rica. His expertise is in the Central Pacific and Jaco region, but can assist with all parts of Costa Rica. You can reach him at 506.8718.7216

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As a prospective buyer, I consulted with David regarding the local property market, potential challenges as an international second home buyer, as well as specific property details and closing process. David also connected me with his network of professionals such as real estate lawyer. A typical realtor will focus on closing the deal. What sets David apart is truly a consultative trust based approach whereby I felt totally comfortable in the advice and guidance I was getting. I always felt that David has my interest above and beyond his own commercial interest. I truly believe having David on your side is a great start for any prospective buyer or seller.

R, Kabra
I have been traveling to CR over the past 18 years. My dream was to own a secondary property in CR and on my past trip in Jaco, David made that dream come true. We only had two days to meet with David, he lead us on the right path, listened to our demands and wants, found us the right property and 30 days later, he got the deal done. I could not be happier with his services and our new friendship. Not only did he find us the right "play", but he helped with property management, construction/remodeling aspects, and his wife Melissa is an absolute gem, and they our a great team when is comes to design and remodeling consultants. I highly recommend David for his services, professionalism, and honesty If your interested in buying real estate in CR, please connect with him and you won't be disappointed!
 
R Seymour, Wisconsin

Meg Berns does much more than just sell houses, She takes the time to listen and understand the needs as well as the dreams of potential buyers and makes sure the properties she shows tick all the boxes. Moreover, long after our purchase was finalized, Meg continued to support us by introducing us to property managers who will host our home as a vacation rental when we're not in it and helped us make other community connections to enhance our time when we are here. We would strongly recommend Meg as your real estate agent -- her level of service was way above any other we experienced. She's knowledgeable, operates with a high degree of integrity and genuinely cares about the well being and happiness of her clients.

Margaret Eaton, Costa Rica

Once I contacted David Karr about buying a house in Costa Rica, he never gave up. When we arrived in Costa Rica, he had made arrangements to meet with Chris and Joy Gillard since David was out of town. Believe me! They listened and found us our dream home! Chris and Joy were more than realtors, they have so much knowledge about Costa Rica and we now consider them our friends.
I’m so glad they took us seriously and stayed in touch! Thank you so much for continued advice and assistance after the sale! We couldn’t have done this without this team!’

Vonda Chancey, Costa Rica
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